How this calculator works
Future value combines compound growth on your starting amount with the accumulated value of recurring contributions. It is one of the most common formulas used for long-term financial planning.
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Future Value Calculator
Free future value calculator to estimate how much an investment or savings balance may grow with recurring contributions.
Instant result
Projected value
$109,333.42
Total contributed$59,000.00
Estimated growth$50,333.42
Average monthly addition$300.00
Calculator results are provided for planning and educational purposes. For taxes, legal decisions, lending, or medical advice, verify the numbers with an official source or qualified professional.
About this calculator
Use this future value calculator to estimate what your money could become over time. It works well for long-term investing plans, savings goals, and account growth scenarios with regular monthly contributions.
How to use it
- Enter your starting amount.
- Add your expected monthly contribution.
- Enter an annual growth or interest rate and the number of years.
- Review the projected ending value and total contributed amount.
Example
The future value result helps you see how time and consistency can matter as much as return assumptions.
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More ways to explore this calculator
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Future Value Calculator formula
Understand the math behind the result.
How to use this calculator
Follow the step-by-step guide.
Use cases and scenarios
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Future Value Calculator for $2,500 starting amount
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Future Value Calculator for $5,000 starting amount
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Future Value Calculator for $10,000 starting amount
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Frequently asked questions
What is future value?
Future value is the estimated amount an asset or account may be worth at a point in the future after growth and contributions.
Is this good for investment planning?
Yes. It is commonly used for long-term projections in retirement and brokerage account planning.
Does this guarantee a result?
No. The output is based entirely on the assumptions you enter.